The 22 Best Retirement Plans in Singapore
When searching for the best retirement plan in Singapore, it is important for individuals to carefully consider their options to ensure a secure and comfortable future. With a wide range of retirement plans available, finding the right one can be a daunting task.
For those looking to compare and find the best retirement plan in Singapore, Retirement Plan Singapore provides a comprehensive list of the top 22 retirement plans in the country. This list includes key information such as services offered, investment options, and retirement age requirements, making it easier for individuals to make an informed decision about their future financial security.
- Wide range of retirement plans to choose from
- Investment options
- Retirement age requirements
- Benefits and features of each plan
- 1. Alpha Wealth Financial Advisers Pte. Ltd.
- 2. CapitaSafe (Resale Insurance/Resale Endowment Policy Brokerage Company)
- 3. Ascenta Wealth
- 4. Global Financial Consultants Pte. Ltd.
- 5. Dollar Bureau, Connecting You To The Best Financial Advisors, Planners, & Consultants
- 6. Riley Koh (Orion Group)
- 7. Karen Tang, CFP®, AEPP®
- 8. Australian Financial Advice Singapore
- 9. Providend
- 10. Billy Tan - Your Holistic Financial Consultant
- 11. The Heritage Partnership
- 12. IPP Financial Advisers
- 13. Plan for a better life
- 14. Interestguru.sg
- 15. Graduate Advisory Group
- 16. Build Capital | Invest | Buy | Sell | Asset Progression | Legacy Planning | Retirement Planning
- 17. Allium Care Suites
- 18. Compare Life Insurance and Home Loan Singapore - MoneyLine.sg
- 19. PromiseLand Independent Pte Ltd
- 20. Manulife (Singapore) Pte Ltd
- 21. Citibank
- 22. Advisor4U
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
1. Alpha Wealth Financial Advisers Pte. Ltd.
Information and Reviews
- Customers commend the agents for their reliability and professionalism in analyzing existing plans and providing sound advice.
- The non-pushy approach of the agents is highly appreciated, giving clients the freedom to make decisions without feeling pressured.
- The commitment to client satisfaction and personalized service stand out, making clients feel valued and well taken care of.
This insurance agency goes above and beyond to ensure that clients receive tailored solutions that perfectly fit their needs and lifestyle. The dedicated team of agents at Alpha Wealth Financial Advisers Pte. Ltd. truly has the best interest of their clients at heart, making them a top choice for insurance needs.
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
2. CapitaSafe (Resale Insurance/Resale Endowment Policy Brokerage Company)
Information and Reviews
- Customers praised CapitaSafe for their prompt and polite service, offering higher value than others.
- Many clients found the process to be fast and hassle-free, with excellent services provided by the team.
- The experienced and knowledgeable staff, particularly Winnie and Andrew, received high praise for their professionalism and expertise.
- Customers highlighted the quick response, efficiency, and expedited processes when dealing with CapitaSafe.
If you are looking for a trusted and reliable insurance broker, CapitaSafe comes highly recommended by satisfied customers.
- Monday: 8:30 AM–5:30 PM
- Tuesday: 8:30 AM–5:30 PM
- Wednesday: 8:30 AM–5:30 PM
- Thursday: 8:30 AM–5:30 PM
- Friday: 8:30 AM–5:30 PM
- Saturday: Closed
- Sunday: Closed
3. Ascenta Wealth
Information and Reviews
- Liaised with Rory, received vast knowledge, and deep financial insights
- Rory is thorough, knowledgeable, and always available to answer questions
- Personalized approach tailored to specific needs and goals
- Expertise, personalized guidance, and dedication to financial well-being
These reviews showcase the dedication and expertise of the Ascenta Wealth team in helping clients achieve their financial goals with transparency and trust.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
4. Global Financial Consultants Pte. Ltd.
Information and Reviews
- Deepak and the GFC team took the time to understand each customer's financial goals and crafted a personalized investment plan that aligned perfectly with their needs.
- Customers appreciate Deepak's expertise in selecting the right investment instruments and his ability to encourage a healthy risk tolerance, leading to successful outcomes.
- Many clients praise Deepak's transparent and upfront approach, ensuring that the investment advice provided is balanced and free from hard-selling tactics.
- Customers feel reassured having a reliable advisor like Deepak overseeing their portfolios, making the financial journey enjoyable and fruitful.
With a rating of 4.8 based on 140 reviews, Global Financial Consultants Pte. Ltd. stands out as a trusted and highly recommended option for those seeking top-notch financial advice and services. Visit their website to learn more about how they can help you achieve your financial goals.
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
5. Dollar Bureau, Connecting You To The Best Financial Advisors, Planners, & Consultants
Information and Reviews
- Dollar Bureau is praised for its personalized approach to financial planning, where advisors listen to clients' concerns and help tailor a plan to fit their unique needs.
- Customers appreciate the user-friendly Financial Toolkit offered by Dollar Bureau, making it easy to track money flow, net worth, insurance gaps, and investments.
- The team at Dollar Bureau is commended for their unbiased advice, thorough policy analysis, and no-pressure sales approach, ensuring clients feel comfortable and informed throughout the planning process.
Whether you need assistance with retirement planning, investment strategies, or insurance advice, Dollar Bureau is dedicated to providing top-notch service that puts your financial well-being first. Trust Dollar Bureau to connect you with expert financial advisors who can help you achieve your financial goals with confidence.
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
6. Riley Koh (Orion Group)
Information and Reviews
With a perfect rating of 5.0, Riley Koh has received glowing reviews from satisfied clients. Here are some key points from their feedback:
- Riley provides detailed summaries of insurance policies and identifies gaps for retirement planning.
- She offers the best choices for clients' interests and provides suggestions for better financial management.
- Riley patiently explains insurance policies and financial details, ensuring clients feel comfortable and informed.
- She gives a thorough financial analysis, covering loopholes in future planning and sharing personal advice.
Customers praise Riley for her professionalism, dedication, and trustworthy advice, making her a go-to financial advisor.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: 10 AM–1 PM
- Sunday: Closed
7. Karen Tang, CFP®, AEPP®
Information and Reviews
With an outstanding rating of 4.9 stars based on 42 reviews, customers rave about the exceptional service provided by Karen. Some key points from the reviews include:
- Karen helps clients understand their financial goals and recommends the best options for a secure future.
- She takes time to compare and contrast different financial options, ensuring clients have control over their finances.
- Karen's detailed approach and personalized recommendations make her a trustworthy and valuable financial advisor.
- Clients appreciate Karen's professionalism, knowledge, and genuine care for their financial well-being.
Visit Karen Tang, CFP®, AEPP® to receive expert financial advice and personalized service that will help you navigate your financial future with confidence.
- Monday: 8:30 AM–6:30 PM
- Tuesday: 8:30 AM–6:30 PM
- Wednesday: 8:30 AM–6:30 PM
- Thursday: 8:30 AM–6:30 PM
- Friday: 8:30 AM–6:30 PM
- Saturday: 8:30 AM–6:30 PM
- Sunday: 8:30 AM–12:30 PM
8. Australian Financial Advice Singapore
Information and Reviews
- Investing through IPP financial with advisor Sean Abreu resulted in excellent returns, thanks to his patient and professional guidance.
- Sean is known for being user-friendly and taking the time to explain financial concepts thoroughly.
- Clients speak highly of Sean's expertise, with many noting significant personal financial growth and achievements of their financial goals under his guidance.
- For anyone seeking professional financial advice and a thoughtful approach to planning their financial future, Australian Financial Advice Singapore comes highly recommended.
Don't miss out on the opportunity to work with a top-tier financial consultant like Australian Financial Advice Singapore. Visit their website or contact them today to get started on securing a brighter financial future.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
9. Providend
Information and Reviews
- Personalized service and expert guidance in wealth planning
- Transparent communication and genuine commitment to client needs
- Comprehensive financial assessments and yearly reviews for financial goals
- Peace of mind and steady progress towards financial and life goals
With a team of dedicated professionals like Bryan, Yong Cheng, Zhi Han, and Joyce, Providend ensures that clients receive honest and practical advice for their financial well-being. Clients also appreciate the fee-only approach of Providend, guaranteeing no conflicts of interest in the advice provided. The firm's evidence-based investment philosophy and Retirewell methodology add significant value to clients looking to secure their financial future. Visit Providend today for expert financial guidance tailored to your unique needs.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
10. Billy Tan - Your Holistic Financial Consultant
Information and Reviews
- Customers appreciate Billy's dedication to aligning with their financial goals and offering suitable plans without pushing unnecessary investments.
- His personalized service and unwavering support have earned him trust and loyalty from clients, establishing long-term financial partnerships.
- Billy's attention to detail, patience, and efficiency have made him highly recommended for his transparent and efficient financial planning.
- He is known for his caring and compassionate approach, going above and beyond to provide support and guidance beyond immediate financial decisions.
If you're looking for an intuitive, compassionate, and genuinely caring financial planner, consider reaching out to Billy Tan for a reassuring and long-lasting financial journey.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
11. The Heritage Partnership
Information and Reviews
With a perfect rating of 5.0 stars, customers have shared glowing reviews about their experiences with The Heritage Partnership. Some key points include:
- Professional approach and knowledge of investment options
- Personalized and timely financial planning advice
- Highly recommended for long-term investment and retirement planning
- Extremely satisfied with the level of service and quality of investment ideas
Customers appreciate the team's professionalism, personalized approach, and commitment to achieving their financial goals. Visit their website at theheritagepartnership.com or contact them at +65 6381 8313 to experience exceptional financial services today!
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
12. IPP Financial Advisers
Information and Reviews
- Grace, one of the advisors, stands out for her strategic approach, personalized guidance, and deep understanding of the market.
- Alex has been praised for his clear explanations, tailored financial plans, reliability, and approachability.
- The team at IPP Financial Advisors has been commended for their professionalism, personalized care, and expert knowledge in the insurance market.
- Clients appreciate the dedication, transparency, and outstanding customer service provided by the advisors at IPP Financial Advisers.
The financial advisors at IPP Financial Advisers take the time to understand each client's unique needs and provide tailored advice that suits their circumstances. Whether it's deciphering complex policies, reviewing investments, or planning for the future, the team goes above and beyond to ensure client satisfaction. With a focus on integrity, transparency, and personalized service, IPP Financial Advisers sets a high standard in the financial consultancy industry.
- Monday: 9 AM–9:30 PM
- Tuesday: 9 AM–9:30 PM
- Wednesday: 9 AM–9:30 PM
- Thursday: 9 AM–9:30 PM
- Friday: 9 AM–9:30 PM
- Saturday: 12–6 PM
- Sunday: 12–6 PM
13. Plan for a better life
Information and Reviews
- Mr. Kenneth is a dedicated and knowledgeable advisor who helped clients with savings and financial planning for a better future.
- Clients appreciate the clear explanation of Great Eastern investment plans by Kenneth, making it easier to consider investments.
- Many clients have referred friends and family to Mr. Kenneth, showcasing their trust in his expertise and service.
- Customers describe Mr. Kenneth as one of the best advisors they have ever had, emphasizing his professionalism and reliability.
With a perfect 5.0 rating and glowing customer testimonials, Plan for a better life is the top choice for those seeking expert financial advice and planning services.
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
14. Interestguru.sg
Information and Reviews
- Comprehensive review of insurance policies
- Expert financial advice
- Good recommendations from financial advisors
With a rating of 5.0 stars, it's clear that Interestguru.sg is dedicated to providing top-notch service to their clients. Contact them today for all your media and financial needs!
- Monday: 10 AM–7 PM
- Tuesday: 10 AM–7 PM
- Wednesday: 10 AM–7 PM
- Thursday: 10 AM–7 PM
- Friday: 10 AM–7 PM
- Saturday: Closed
- Sunday: Closed
15. Graduate Advisory Group
Information and Reviews
- One customer praised their agent for providing personalized and efficient service, finding the perfect plan that gave them peace of mind.
- Another customer highlighted the transparency and commitment to customer satisfaction, recommending the advisor for their excellent level of service and prompt responses.
- A different client shared their positive experience with a financial advisor who stands out for being genuine, patient, and well-equipped with financial knowledge, providing reliable and trustworthy advice.
- Lastly, another client appreciated the meticulous and driven nature of their advisor, feeling safe and assured with the partnership. They mentioned the availability, urgency, and accuracy in responses, making them the best partner to have for financial matters.
Whether you are looking for financial planning, investment guidance, or insurance solutions, Graduate Advisory Group is dedicated to providing exceptional service and support to help you achieve your financial goals. Contact them today to schedule a consultation and take control of your financial future.
- Monday: 9 AM–9 PM
- Tuesday: 9 AM–9 PM
- Wednesday: 9 AM–9 PM
- Thursday: 9 AM–9 PM
- Friday: 9 AM–9 PM
- Saturday: 9 AM–9 PM
- Sunday: 9 AM–9 PM
16. Build Capital | Invest | Buy | Sell | Asset Progression | Legacy Planning | Retirement Planning
Information and Reviews
Customers have rated Build Capital with a perfect 5.0 stars. Some of the key points highlighted in their reviews include:
- Professionalism and expertise in the real estate industry.
- Excellent customer service and personalized attention.
- Helpful guidance and support throughout the buying or selling process.
Their team of experts is dedicated to providing top-notch services to cater to the diverse needs of their clients. With on-site services available and wheelchair-accessible facilities, Build Capital aims to make the real estate experience seamless and inclusive for everyone.
If you are looking for a trusted partner in your real estate journey, do not hesitate to contact Build Capital today.
- Monday: 8:30 AM–6 PM
- Tuesday: 8:30 AM–6 PM
- Wednesday: 8:30 AM–6 PM
- Thursday: 8:30 AM–6 PM
- Friday: 8:30 AM–6 PM
- Saturday: 8:30 AM–6 PM
- Sunday: 8:30 AM–6 PM
17. Allium Care Suites
Information and Reviews
- Visitors rave about the quality of the home and the exceptional service provided by the nurses and staff.
- Customers appreciate the professionalism, knowledge, and attentiveness of the staff at Allium.
- The welcoming atmosphere, cleanliness, and hygienic conditions of the facility are highlighted as key features that make it stand out.
- Another point of praise is the great working environment experienced by those who have been employed at Allium.
It's clear from the positive reviews that Allium Care Suites is dedicated to providing top-tier care for seniors in a comfortable and welcoming environment.
- Monday: 9 AM–5:45 PM
- Tuesday: 9 AM–5:45 PM
- Wednesday: 9 AM–5:45 PM
- Thursday: 9 AM–5:45 PM
- Friday: 9 AM–5:45 PM
- Saturday: 9 AM–5:45 PM
- Sunday: 9 AM–5:45 PM
18. Compare Life Insurance and Home Loan Singapore - MoneyLine.sg
Information and Reviews
Customers have left positive reviews highlighting the following key points:
- This is a good comparison site that provides valuable information and referrals to knowledgeable advisors.
- The platform offers quick and professional assistance with detailed comparisons to help customers analyze their options effectively.
- The mortgage broker is efficient and professional, offering lower rates than other banks.
If you are looking for a reliable financial consultant in Singapore, MoneyLine.sg comes highly recommended by satisfied customers.
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
19. PromiseLand Independent Pte Ltd
Information and Reviews
- Highly recommend Graham Choo for professional and dedicated service.
- Graham and Daniel are trustworthy and provide insightful advice for insurance policies.
- Greatly appreciative of Graham's detailed and responsive assistance in insurance.
- As independent financial advisors, they propose multiple plans and are always prompt in replying to queries.
Customers praise the online appointments and on-site services offered by PromiseLand Independent Pte Ltd. The business also ensures accessibility with wheelchair-accessible facilities. Don't miss the opportunity to benefit from their amenities, easy appointments, and expert financial advice!
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
20. Manulife (Singapore) Pte Ltd
Information and Reviews
- Customers felt misled about the policies and benefits offered, leading to confusion and dissatisfaction.
- Some clients experienced pushy and unethical practices by agents, creating a sense of mistrust.
- Despite negative experiences, there were positive remarks about specific staff members who displayed professionalism and knowledge in their interactions.
With a rating of 2.8 based on 138 reviews, Manulife (Singapore) Pte Ltd strives to improve customer satisfaction and transparency in their financial services. If you are looking for a financial consultant in Singapore, consider the services and reviews of Manulife (Singapore) Pte Ltd.
- Monday: 9:30 AM–3:30 PM
- Tuesday: 9:30 AM–3:30 PM
- Wednesday: 9:30 AM–3:30 PM
- Thursday: 9:30 AM–3:30 PM
- Friday: 9:30 AM–3:30 PM
- Saturday: 9:30 AM–12 PM
- Sunday: Closed
21. Citibank
Information and Reviews
Some key points from customer reviews include:
- Customers have expressed frustration over the lack of personalized service, feeling that the branch caters only to "big fish" clients.
- Long wait times and inefficient queues have been mentioned as areas for improvement.
- Customers have reported issues with communication and follow-up from Citibank staff, leading to dissatisfaction with the service provided.
- Despite challenges, some customers have highlighted positive experiences with friendly and helpful staff who are knowledgeable about the bank's services.
Overall, while there are mixed reviews, Citibank continues to serve its customers with a variety of financial products and services.
- Monday: 8:30 AM–6:30 PM
- Tuesday: 8:30 AM–6:30 PM
- Wednesday: 8:30 AM–6:30 PM
- Thursday: 8:30 AM–6:30 PM
- Friday: 8:30 AM–6:30 PM
- Saturday: Closed
- Sunday: Closed
22. Advisor4U
Information and Reviews
The services offered by Advisor4U include personalized financial planning, investment strategies, retirement planning, and more. Their team of experienced professionals is dedicated to helping clients achieve their financial goals and secure their future.
Customers have raved about their experience with Advisor4U, highlighting the following key points:
- Professional and knowledgeable staff who provide valuable insights
- Customized financial plans tailored to individual needs
- Excellent customer service and responsiveness
Trust Advisor4U to guide you towards a brighter financial future. Visit their website or contact them today to schedule a consultation.
Map of Retirement Plans in Singapore
Planning for retirement is crucial to ensure a comfortable and secure future. In Singapore, there are numerous retirement plan options available to help individuals achieve their financial goals after they stop working. From the Central Provident Fund (CPF) to private pension schemes, understanding these options is essential in creating a sound retirement strategy. Explore the map below to discover all the retirement plan options in Singapore.
What is a retirement plan?
A retirement plan is a financial strategy that helps individuals save and invest for their retirement. It typically involves setting aside a portion of income regularly into a retirement account, such as a 401(k) or IRA, to build a nest egg for the future. The goal is to ensure financial security and stability during retirement years when regular income may not be available.
There are various types of retirement plans available, including employer-sponsored plans like 401(k) and pension plans, as well as individual retirement accounts like Traditional IRAs and Roth IRAs. Each plan has its own rules and benefits, so it's essential to understand the differences before choosing one that suits your financial goals and needs.
Why is it important to have a retirement plan?
Having a retirement plan is crucial for several reasons. First and foremost, it allows individuals to build a financial cushion for their retirement years, ensuring they can maintain their standard of living and cover expenses when they no longer have a regular income. Without a solid retirement plan in place, individuals may struggle financially during their retirement years, leading to stress and uncertainty.
Additionally, a retirement plan helps individuals take advantage of compound interest and tax benefits, allowing their savings to grow steadily over time. By starting early and contributing regularly to a retirement account, individuals can maximize their savings and enjoy a comfortable retirement lifestyle. Overall, a retirement plan is a crucial tool for securing financial stability in the future.
What are the retirement plan options available in Singapore?
In Singapore, there are several retirement plan options available to help residents save and invest for their golden years. One common option is the Central Provident Fund (CPF), a mandatory savings scheme that requires both employers and employees to contribute a portion of their income to their CPF accounts. Individuals can use their CPF savings for retirement, healthcare, housing, and investments.
Aside from CPF, residents in Singapore can also opt for Supplementary Retirement Scheme (SRS) accounts, which offer tax benefits and investment options to help individuals grow their retirement savings. Additionally, there are various private retirement plans offered by insurance companies and financial institutions, providing individuals with additional options to build their retirement nest egg.
How can I start planning for my retirement in Singapore?
To start planning for your retirement in Singapore, the first step is to assess your current financial situation and future retirement goals. Calculate how much you will need for retirement expenses, including healthcare, housing, and daily living costs, to determine your retirement savings target. Once you have a clear understanding of your financial needs, you can start exploring different retirement plan options available in Singapore.
Consider consulting with a financial advisor or retirement planning specialist to help you develop a personalized retirement strategy based on your age, income level, risk tolerance, and investment preferences. By setting realistic savings goals and regularly reviewing your retirement plan, you can ensure that you are on track to achieve a financially secure retirement in Singapore.
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