The 20 Best Personal Loans for Foreigners in Singapore
For expatriates and foreign workers in Singapore, finding the right financial solution can be a challenge. Whether it's for emergencies, education expenses, home renovation, or any other personal need, having access to a reliable personal loan is essential. That's where personal loans for foreigners in Singapore can be a lifesaver.
With a plethora of options available, it can be overwhelming to sift through the different lenders and their offerings. To make the process easier, this page provides a comprehensive list of the 20 best personal loans tailored for foreigners in Singapore. From low interest rates to flexible repayment terms, these lenders cater specifically to the needs of expats and foreign workers in the country.
- Low interest rates
- Flexible repayment terms
- No collateral required
- Online application process
- Quick approval process
- Dedicated customer support for foreigners
Explore the options below to find the best personal loan for your needs as a foreigner in Singapore.
- 1. UK Credit | Bedok Money Lender | Private Personal Loan Singapore
- 2. Katong Credit Pte Ltd | Personal Loan Licensed Moneylender Singapore
- 3. Lending Bee Orchard Road Branch | Licensed Moneylender Singapore Orchard Far East Plaza | Cash Loan Singapore | Personal Loan
- 4. Su Credit | Licensed Money Lender in Bugis and Rochor | Legal Personal Loan
- 5. Best Credit | Licensed Moneylender Singapore | Best Personal Loan Review 372
- 6. 365 Credit Solutions: Best Licensed Money Lender Singapore Orchard Far East Plaza | Personal Loan Singapore | Foreigner Loan
- 7. 1 Fullerton Credit: Licensed Money Lender Singapore Telok Ayer Chinatown | Personal Loan Singapore | Foreigner Loan
- 8. Raffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore | Foreigner Cash Loan
- 9. A1 Credit: Best Licensed Money Lender Singapore | Urgent Personal Loan Singapore Chinatown | Foreigner Loan | Fast Cash Loan
- 10. Fortune Credit: Fast Cash Legal Moneylender Singapore | Personal Loan Singapore Bugis | Foreigner Cash Loan
- 11. Bugis Credit: Licensed Money Lender | Urgent Personal Loan Singapore | Foreigner Loan | Low Interest Monthly Repayment
- 12. Singa Credit: Licensed Moneylender Singapore | Personal Loan Bugis| Lowest Interest rate installment | Foreigner Loan
- 13. JD Credit Pte Ltd | Licensed Money Lender | Best Personal Loan Rates
- 14. Credit Assist Pte Ltd | Licensed Moneylender Orchard Lucky Plaza | Personal Loan | Debt Consolidation Loan | Foreigner Loan
- 15. Friday Finance - Singapore Personal Loans (Licensed Moneylender)
- 16. EZ Pte Ltd - Best Licensed Moneylender Chinatown Singapore | Legal Fast Cash | Personal loan | Paydays loan | Foreigner loan
- 17. Swift Credit | Licensed Moneylender in Bugis Singapore | Monthly Installment Personal Loan | Payday Loan | Foreigner Loan
- 18. Magnus Credit | Best Licensed Money Lenders in Ubi Singapore | Legal Cash Loan | Personal Loan | Payday Loan | Foreigner Loan
- 19. Power Credit Enterprise | Licensed Money Lenders in Tanjong Pagar Singapore | Legal Personal Loan | Payday | Foreigner Loans
- 20. Golden Credit (S) Pte Ltd | Best Personal Loan | Licensed Money Lender | loan for foreigner in Singapore | Goldencredit
- Monday: Closed
- Tuesday: 11:30 AM–7:45 PM
- Wednesday: 11:30 AM–7:45 PM
- Thursday: 11:30 AM–7:45 PM
- Friday: 11:30 AM–7:45 PM
- Saturday: 11:30 AM–7:45 PM
- Sunday: 11:30 AM–5 PM
1. UK Credit | Bedok Money Lender | Private Personal Loan Singapore
Information and Reviews
- Customers appreciate the friendly and understanding staff who provide helpful and kind service.
- The process is described as smooth, transparent, and hassle-free, with no hidden fees or last-minute charges.
- Many customers commend the fast and efficient service, along with the patient and detailed explanations provided.
- The negotiable terms and easy dealing make UK Credit a highly recommended option for those in need of financial assistance.
If you find yourself in need of financial support, UK Credit is definitely worth considering.
- Monday: 11 AM–8 PM
- Tuesday: 11 AM–8 PM
- Wednesday: 11 AM–8 PM
- Thursday: 11 AM–8 PM
- Friday: 11 AM–8 PM
- Saturday: 11 AM–8 PM
- Sunday: Closed
2. Katong Credit Pte Ltd | Personal Loan Licensed Moneylender Singapore
Information and Reviews
With a stellar rating of 4.9, based on 2043 reviews, Katong Credit Pte Ltd has garnered numerous positive comments from satisfied clients. Some key points highlighted in the reviews include:
- Fast and efficient service provided by friendly staff
- Smooth and hassle-free loan process
- Professional and knowledgeable loan officers
- Highly recommended for those in need of quick cash
Customers praise the staff, particularly mentioning individuals like Cindy, James, Ms. Xuan, Ling, and Ms. Ang, for their outstanding assistance and expertise in guiding them through the loan process. Whether you are a first-time borrower or a returning customer, Katong Credit Pte Ltd is the go-to option for reliable and efficient financial solutions.
- Monday: 11 AM–8 PM
- Tuesday: 11 AM–8 PM
- Wednesday: 11 AM–8 PM
- Thursday: 11 AM–8 PM
- Friday: 11 AM–8 PM
- Saturday: 11 AM–8 PM
- Sunday: 10 AM–6 PM
3. Lending Bee Orchard Road Branch | Licensed Moneylender Singapore Orchard Far East Plaza | Cash Loan Singapore | Personal Loan
Information and Reviews
- Attentive and patient customer service
- Efficient and personable staff
- Professionalism and understanding towards customers' needs
- Fast and efficient loan processing
Customers praise the staff, especially Derek, for their excellent service and dedication. They highlight the professionalism and efficiency of the team, making Lending Bee Orchard Road Branch a go-to for all financial needs. As a licensed moneylender, they offer cash loans and personal loans with ease and accessibility for all customers.
- Monday: 11:30 AM–7 PM
- Tuesday: 11:30 AM–7 PM
- Wednesday: 11:30 AM–7 PM
- Thursday: 11:30 AM–7 PM
- Friday: 11:30 AM–7 PM
- Saturday: 11:30 AM–7 PM
- Sunday: Closed
4. Su Credit | Licensed Money Lender in Bugis and Rochor | Legal Personal Loan
Information and Reviews
- Customers appreciate the friendly and professional service provided by the staff.
- The process of getting a loan is described as smooth and efficient.
- Many customers have mentioned their recommendation for Su Credit due to their great business ethics.
These positive reviews highlight the dedication of the team at Su Credit to ensure that customers have a seamless and satisfactory experience when obtaining a loan. Their commitment to transparency and customer care sets them apart in the industry, making them a trusted choice for those in need of financial assistance.
- Monday: 12–5 PM
- Tuesday: 10 AM–8 PM
- Wednesday: 10 AM–8 PM
- Thursday: 10 AM–8 PM
- Friday: 10 AM–8 PM
- Saturday: 10 AM–5 PM
- Sunday: 10 AM–5 PM
5. Best Credit | Licensed Moneylender Singapore | Best Personal Loan Review 372
Information and Reviews
- Professional and knowledgeable staff
- Transparent and clear explanations
- Friendly and welcoming atmosphere
- Efficient and seamless loan transactions
With services like Online appointments and On-site services, Best Credit | Licensed Moneylender Singapore | Best Personal Loan Review 372 strives to provide top-notch financial solutions with exceptional customer service. Visit their website or give them a call to experience their outstanding services today!
- Monday: 10:30 AM–8:30 PM
- Tuesday: 10:30 AM–8:30 PM
- Wednesday: 10:30 AM–8:30 PM
- Thursday: 10:30 AM–8:30 PM
- Friday: 10:30 AM–8:30 PM
- Saturday: 10:30 AM–5 PM
- Sunday: 10:30 AM–5 PM
6. 365 Credit Solutions: Best Licensed Money Lender Singapore Orchard Far East Plaza | Personal Loan Singapore | Foreigner Loan
Information and Reviews
With a perfect rating of 5.0 stars, it's no surprise that customers have left positive reviews about their experiences with 365 Credit Solutions. Some key points from the reviews include:
- Professional and friendly service
- Helpful staff who make customers feel comfortable
- Clear explanations on interest rates and fees
Overall, customers highly recommend 365 Credit Solutions for their excellent service and helpful staff, making it a top choice for those in need of financial assistance in Singapore.
- Monday: Closed
- Tuesday: 10:30 AM–8 PM
- Wednesday: 10:30 AM–8 PM
- Thursday: 10:30 AM–8 PM
- Friday: 10:30 AM–8 PM
- Saturday: 10:30 AM–4:30 PM
- Sunday: 10:30 AM–4:30 PM
7. 1 Fullerton Credit: Licensed Money Lender Singapore Telok Ayer Chinatown | Personal Loan Singapore | Foreigner Loan
Information and Reviews
With a stellar rating of 5.0, based on 679 reviews, it's evident that customers are highly satisfied with the services provided by 1 Fullerton Credit. Here are some key points from customer reviews:
- The processing is quick, with approval chances above 70% when documents are in order.
- The staff are knowledgeable, patient, and provide thorough explanations throughout the process.
- Customers appreciate the friendly and understanding nature of the staff, making the experience seamless and stress-free.
- Fast and effective service is highlighted, making it a recommended choice for those in need of financial assistance.
- Monday: 10:30 AM–8 PM
- Tuesday: 10:30 AM–8 PM
- Wednesday: 10:30 AM–8 PM
- Thursday: 10:30 AM–8 PM
- Friday: 10:30 AM–8 PM
- Saturday: 10:30 AM–4:30 PM
- Sunday: 10:30 AM–4:30 PM
8. Raffles Credit: Licensed Money Lender Singapore Urgent Personal Loan in Singapore | Foreigner Cash Loan
Information and Reviews
Customers have left glowing reviews, summarizing their experience in a few key points:
- Friendly, accommodating, and professional staff
- Excellent service with fast processing
- Clear and patient explanations for all details
- Thumbs up for wonderful service and detailed explanations
With a perfect rating of 5.0, Raffles Credit is a trusted name in the industry, providing urgent personal loans and cash assistance to both locals and foreigners. Visit their website or contact them today for all your loan needs.
- Monday: 11 AM–8:30 PM
- Tuesday: 11 AM–8:30 PM
- Wednesday: 11 AM–8:30 PM
- Thursday: 11 AM–8:30 PM
- Friday: 11 AM–8:30 PM
- Saturday: 11 AM–5 PM
- Sunday: 11 AM–5 PM
9. A1 Credit: Best Licensed Money Lender Singapore | Urgent Personal Loan Singapore Chinatown | Foreigner Loan | Fast Cash Loan
Information and Reviews
The business provides various service options, including online appointments and on-site services for customer convenience. It is also equipped with a wheelchair-accessible car park to ensure accessibility for all individuals.
With a remarkable rating of 4.9 stars based on 807 reviews, customers have shared their positive experiences. Here are key points summarizing their feedback:
- Professional and patient staff, explaining all details thoroughly
- Fast and easy process, with polite and efficient service
- Helpful and informative assistance in choosing the right loan amount
- Convenient location near MRT, making it easily accessible
The team at A1 Credit goes above and beyond to provide top-notch service and meet the diverse financial needs of their clients. Visit their website or contact them today to explore the best loan options available for you.
- Monday: 11 AM–8 PM
- Tuesday: 11 AM–8 PM
- Wednesday: 11 AM–8 PM
- Thursday: 11 AM–8 PM
- Friday: 11 AM–8 PM
- Saturday: 11 AM–5 PM
- Sunday: 11 AM–5 PM
10. Fortune Credit: Fast Cash Legal Moneylender Singapore | Personal Loan Singapore Bugis | Foreigner Cash Loan
Information and Reviews
With a remarkable rating of 4.9 stars based on 496 reviews, Fortune Credit has garnered positive feedback from satisfied customers. Here are some key points from their reviews:
- Knowledgeable and patient staff
- Smooth and efficient process
- Highly recommended for financial assistance
- Friendly and attentive service
Experience the reliability and professionalism of Fortune Credit for all your financial concerns. Book an appointment today and let their team assist you in finding the best solution for your needs.
- Monday: 11 AM–8 PM
- Tuesday: 11 AM–8 PM
- Wednesday: 11 AM–8 PM
- Thursday: 11 AM–8 PM
- Friday: 11 AM–8 PM
- Saturday: 11 AM–5 PM
- Sunday: 11 AM–5 PM
11. Bugis Credit: Licensed Money Lender | Urgent Personal Loan Singapore | Foreigner Loan | Low Interest Monthly Repayment
Information and Reviews
- Very accommodating and helpful staff. Legit money lender with all the right paperwork in place.
- Staff are friendly, efficient, and provide clear explanations. Highly recommended.
- Excellent services with detail-oriented and meticulous loan officers. Customers are highly satisfied with the service.
- Super friendly environment, transparent explanations on loan terms, and fast responses. Customers are very satisfied with the overall service.
If you are looking for a reliable financial partner, Bugis Credit is a trusted choice for your loan needs.
- Monday: 11 AM–8 PM
- Tuesday: 11 AM–8 PM
- Wednesday: 11 AM–8 PM
- Thursday: 11 AM–8 PM
- Friday: 11 AM–8 PM
- Saturday: 11 AM–3 PM
- Sunday: 11 AM–3 PM
12. Singa Credit: Licensed Moneylender Singapore | Personal Loan Bugis| Lowest Interest rate installment | Foreigner Loan
Information and Reviews
- The staffs are super accommodating and understand customers' needs.
- Professionalism and understanding are top-notch.
- Staff are helpful, and the loan process is fast and easy.
- Customers appreciate the clear explanations of terms and friendly service.
Customers praise the staff's professionalism, understanding, and efficiency in helping them navigate their financial situations. Whether it's a personal loan or assistance with foreigner loans, Singa Credit has proven to be a reliable and caring choice for those in need.
- Monday: Closed
- Tuesday: 11 AM–7:30 PM
- Wednesday: 11 AM–7:30 PM
- Thursday: 11 AM–7:30 PM
- Friday: 11 AM–7:30 PM
- Saturday: 11 AM–4:30 PM
- Sunday: Closed
13. JD Credit Pte Ltd | Licensed Money Lender | Best Personal Loan Rates
Information and Reviews
- Outstanding service and understanding
- Smooth and straightforward process
- Professionalism and friendliness of the staff
- Efficiency and great financial advice
These positive reviews reflect the commitment of JD Credit to provide excellent service and support to their clients. If you are in need of a personal loan, JD Credit Pte Ltd comes highly recommended by satisfied customers.
- Monday: 11 AM–8 PM
- Tuesday: 11 AM–8 PM
- Wednesday: 11 AM–8 PM
- Thursday: 11 AM–8 PM
- Friday: 11 AM–8 PM
- Saturday: 11 AM–8 PM
- Sunday: 11 AM–8 PM
14. Credit Assist Pte Ltd | Licensed Moneylender Orchard Lucky Plaza | Personal Loan | Debt Consolidation Loan | Foreigner Loan
Information and Reviews
- Professional and friendly service
- Smooth and easy transaction process
- Lowest interest rates compared to other moneylenders
- Highly recommended for urgent financial needs
For those in need of financial assistance, Credit Assist Pte Ltd is a reliable and customer-focused option.
- Monday: 10 AM–6 PM
- Tuesday: 10 AM–6 PM
- Wednesday: 10 AM–6 PM
- Thursday: 10 AM–6 PM
- Friday: 10 AM–6 PM
- Saturday: Closed
- Sunday: Closed
15. Friday Finance - Singapore Personal Loans (Licensed Moneylender)
Information and Reviews
- Professional service and friendly staff
- Fast and efficient process
- Quick settlement and seamless experience
- Highly recommended for those in need of a loan
Whether you need a loan for a wedding, emergency, or any other valid purpose, Friday Finance - Singapore Personal Loans is highly recommended by satisfied customers. Their dedicated staff, including Lynn and Nicholas, ensure a smooth and hassle-free experience for all clients.
- Monday: Closed
- Tuesday: 11 AM–7 PM
- Wednesday: 11 AM–7 PM
- Thursday: 11 AM–7 PM
- Friday: 11 AM–7 PM
- Saturday: 11 AM–6 PM
- Sunday: Closed
16. EZ Pte Ltd - Best Licensed Moneylender Chinatown Singapore | Legal Fast Cash | Personal loan | Paydays loan | Foreigner loan
Information and Reviews
- Fast approval process, less than 15 minutes!
- Friendly and understanding staff
- Efficient and professional service
- Variety of options to ease financial needs
Customers have praised EZ Pte Ltd for their accommodating and easy transactions, highlighting the exceptional service provided by their staff members. If you're in need of financial assistance, EZ Pte Ltd comes highly recommended by their satisfied clients.
- Monday: Closed
- Tuesday: 11 AM–7 PM
- Wednesday: 11 AM–7 PM
- Thursday: 11 AM–7 PM
- Friday: 11 AM–7 PM
- Saturday: 11 AM–7 PM
- Sunday: Closed
17. Swift Credit | Licensed Moneylender in Bugis Singapore | Monthly Installment Personal Loan | Payday Loan | Foreigner Loan
Information and Reviews
- Jasmine stands out as exemplary, demonstrating utmost professionalism, honesty, and a sincere commitment to addressing customers' issues.
- The cozy environment and office feng shui create a pleasant experience.
- The service is swift, fuss-free, and recommended by many.
- The debt collector is supportive and respectful during tough times, making the experience with Swift Credit genuine and reliable.
If you are looking for a friendly and reliable moneylender in Singapore, Swift Credit comes highly recommended by satisfied customers.
- Monday: Closed
- Tuesday: 11 AM–7 PM
- Wednesday: 11 AM–7 PM
- Thursday: 11 AM–7 PM
- Friday: 11 AM–7 PM
- Saturday: 11 AM–6 PM
- Sunday: Closed
18. Magnus Credit | Best Licensed Money Lenders in Ubi Singapore | Legal Cash Loan | Personal Loan | Payday Loan | Foreigner Loan
Information and Reviews
- Highly recommend Magnus Credit for your financial needs; their friendly customer service and accommodating installment plans make them stand out.
- Professional and warm service, fast process, highly recommended for all financial needs.
- Great customer service and professional manner helped me get to the bottom of my debt situation; exceeded my expectations.
Whether you need a personal loan, payday loan, or financial advice, Magnus Credit is the place to go. Book your appointment online or visit their on-site services for a seamless experience. Highly recommended by satisfied customers, Magnus Credit is your go-to for all your financial needs.
- Monday: Closed
- Tuesday: 11 AM–7 PM
- Wednesday: 11 AM–7 PM
- Thursday: 11 AM–7 PM
- Friday: 11 AM–7 PM
- Saturday: 11 AM–6 PM
- Sunday: Closed
19. Power Credit Enterprise | Licensed Money Lenders in Tanjong Pagar Singapore | Legal Personal Loan | Payday | Foreigner Loans
Information and Reviews
Customer reviews highlight the following key points:
- Nice environment at the outlet, friendly and knowledgeable staff, effortless experience.
- Fast and smooth loan process, humble and nice loan officers, stress-free experience.
- Exceptional customer service, accommodating approach, reliable choice for financial challenges.
- Clean environment, friendly loan officer, fast response, detailed loan repayment scheme explanation.
Visit Power Credit Enterprise to experience their professional and friendly service firsthand.
- Monday: 11 AM–7:30 PM
- Tuesday: 11 AM–7:30 PM
- Wednesday: 11 AM–7:30 PM
- Thursday: 11 AM–7:30 PM
- Friday: 11 AM–7:30 PM
- Saturday: 11 AM–6 PM
- Sunday: Closed
20. Golden Credit (S) Pte Ltd | Best Personal Loan | Licensed Money Lender | loan for foreigner in Singapore | Goldencredit
Information and Reviews
- Attentive and solution-oriented customer service.
- Highly recommended and professional staff.
- Good service, positive attitude, and friendly staff.
- Unwelcoming atmosphere, long waiting times, and unprofessional behavior reported.
Their service options include on-site services, ensuring a convenient experience for their clients. Customers can visit their website to learn more about their services and operating hours.
Map of Personal Loans for Foreigners in Singapore
Are you a foreigner looking for personal loans in Singapore? Look no further! Our comprehensive map includes all the information you need to make an informed decision. With this easy-to-use tool, you can compare interest rates, loan amounts, and repayment terms from various lenders. Start your search for the perfect loan today!
Eligibility Requirements for Personal Loan in Singapore
Foreigners looking to apply for a personal loan in Singapore need to meet specific criteria to qualify. Typically, most lenders require applicants to be at least 21 years old. Additionally, foreigners must possess a valid work permit or employment pass, with a minimum income requirement that varies between lenders. It's crucial to have a stable income source to showcase your ability to repay the loan.
Some financial institutions may also request additional documents such as proof of residence in Singapore, bank statements, or employment letters. As a foreigner, having a good credit score can increase your chances of loan approval. It's essential to have all the necessary documents ready before applying to streamline the process.
Interest Rates and Repayment Terms for Personal Loan
When considering a personal loan in Singapore, it's crucial to understand the interest rates and repayment terms associated with the loan. Interest rates for personal loans can vary depending on the lender, loan amount, and repayment period. It's essential to compare different lenders to find the most competitive interest rates.
Repayment terms for personal loans in Singapore typically range from 1 to 5 years. Some lenders may offer flexible repayment options, allowing borrowers to adjust their repayment schedule based on their financial situation. It's important to carefully review the terms and conditions before signing the loan agreement to ensure you understand the repayment terms.
Application Process for Personal Loan in Singapore
The application process for a personal loan in Singapore is relatively straightforward for foreigners. Most lenders offer online application options, making it convenient for applicants to submit their documents and receive loan approval within a few days. To start the application process, you'll need to provide personal information, including your employment details, income, and contact information.
After submitting your application, the lender will review your documents and credit history to determine your eligibility for the loan. If approved, you'll receive a loan offer outlining the loan amount, interest rate, and repayment terms. It's important to carefully review the offer before accepting it to ensure it aligns with your financial goals.
Benefits of Personal Loan for Foreigners in Singapore
Personal loans offer several benefits for foreigners living in Singapore, including access to financial assistance</b to cover unexpected expenses or emergencies. Whether you need to pay for medical bills, home renovations, or consolidate existing debts, a personal loan can provide the funds you need quickly and conveniently.
Additionally, personal loans can help build credit history for foreigners in Singapore. By making timely repayments, you can establish a positive credit score, making it easier to qualify for future loans or credit cards. Personal loans also offer flexibility in repayment terms, allowing borrowers to choose a repayment schedule that suits their financial situation.
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